How to Cancel ScoreSense Membership

With the use of ScoreSense, you can find your credit scores and credit reports from all three credit bureaus, tools, and daily monitoring and credit alerts. As a membership-based credit-monitoring product, ScoreSense tool can really help you make sense of your scores.

In order to use the ScoreSense tool, you may need to purchase a membership first. However, you may already have a ScoreSense membership but you want to cancel it, since you do not need it anymore. Of course, if your ScoreSense membership is no longer used, it would be better for you to cancel ScoreSense membership to prevent any unwanted thing from happening.

How to Cancel ScoreSense Membership

Cancelling ScoreSense Membership, Here’s How!

There are two ways you can take to cancel your ScoreSense Membership, here are they:

Way 1: Making a phone call

To cancel your ScoreSense membership, you can make a phone call by dialling 1-800-972-7204. During a phone conversation, you can ask the representative to cancel your ScoreSense membership and any further payments.

You need to provide all the information which is required to the representative including your name, your birthdate, your membership ID, your social security number, your location, your phone number related to your ScoreSense account, as well as your bill details and the reason for your membership cancellation.

Make sure to always remember to take an oral confirmation code and ask them for a confirmation email on the successful cancellation of ScoreSense membership to keep as a record.

You can make a phone call to ScoreSense representative on:

    • Monday to Friday from 8 a.m to 8 p.m.
    • Saturday from  8 a.m to 5 p.m.
    • Sunday from 12 p.m to 6 p.m.

Way 2: Sending a mail

In addition to making a phone call, you can also send a mail to ScoreSense and make a request to cancel the ScoreSense membership. You also need to ensure to provide all the details which are required to cancel your ScoreSense membership.

Here are the following information you need to provide:

    • Your full name
    • Your birthdate as required for identification
    • The membership ID of ScoreSense
    • Your Social Number
    • Your address
    • Contact number
    • Complete payment detail
    • The last four numbers of your credit card
    • The date and amount of your last payments
    • Telling your reason for the cancellation of ScoreSense membership

After including all the information above, you can then send the mail to the following address:

4447 North Central Expressway
Suite 100
PMB 406
Dallas, TX 75205.

Well, those are two ways to cancel your ScoreSense membership. If you really want to cancel your ScoreSense membership, make sure to do it step-by-step, so you can easily complete your membership cancellation.

How Does ScoreSense Work?

ScoreSense allows people to monitor their own credit score to help them head off financial issues before becoming worried about their woes. SenseScore also keeps them in the know about their own credit to reduce the risk of unpleasant surprises as you apply for loans or other services.

It is known that a lot of people know that they have to check their credit before they apply for a loan. Furthermore, it will let them know what options they may qualify for and if they have to attend to any outstanding issues before they are seeking credit.

Of course, monitoring their credit on a regular basis will assist you make smart money decisions which have a positive impact on your credit. Additionally, good credit can really help with many things in life, as follow:

    • Gain approved for the most affordable loans and lines of credit.
    • Gain approved for credit cards with some of the best perks such as travel rewards and 0% introductory APR offers.
    • Secure car insurance and other services, since a lot of providers will use credit history as a factor in approving you.
    • Get a job, particularly one that involves financial responsibility, since some employers include credit checks in their hiring processes.

What Are Benefits of Using ScoreSense?

There are a lot of options for gaining your credit scores. You can gain your scores for free through some services online and you will be legally allowed one free credit report from each credit bureau every year.

However, paying for a product like ScoreSense has a lot of benefits which free credit reports do not.

    • Your credit reports and scores from all three major bureaus including Experian, Equifax and TransUnion. A lot of credit score providers actually offer only one or two scores.
    • Monthly updates to your credit reports. You gain the information only once as you request your free annual credit reports. If anything changes on your credit report in the following year, you may not know about it. So far, ScoreSense offers regular updates.
    • The peace of mind which comes from knowing someone is watching your credit report on a daily basis. The automated system of ScoreSense keeps tabs on changes to your credit report and assists in identifying potential fraud or issues which may impact your credit scores and access to credit or services.
    • Credit alerts inform you of important changes or suspicious activity on your report, so you can take action to dispute them if needed.
    • Credits specialists who you will be able to call or chat with online if you own any questions or concerns about your reports or scores. It can assist demystify some of the more complex items on your report and assist you gain an in-depth understanding of what impacts your credit scores.

How Accurate Is ScoreSense?

With the use of ScoreSense, you can view the credit scores which are being reported by each of the three credit bureaus. Keep in mind, you definitely have multiple credit scores and that your scores are always changing.

The score you view today will not match the score a lender sees yet or the credit score you view next month, since new information reported by lenders and other factors can change your scores.

Remember that your score is also only as accurate as the information in your credit report. Make sure to look carefully at your credit report if you check your score and feel that it is not right. Of course, there may be incorrect items that are reported to the bureau which is bringing your score down.