How to Delete Kissht Account

Kissht is an online financial portal which allows its users to buy digital goods on EMI. This website provides an option to make or edit account information, use the card on checkout option, activate your Kissht EMI card, get your product shipped and deduct the balance amount from your Kissht account. Recently, we have received several requests from our readers that they would like to delete their Kissht account. After doing several research on this topic about why the users want to delete their account from Kissht, we have the conclusion that they do not want to take loan anymore from the site, thus they would like to delete their Kissht account.

If your reason for deleting Kissht account is email spamming, then we are going to recommend that you are able to mark the mail as spam while opening your mail or you are able to unsubscribe from their newsletter by clicking the unsubscribe button given at the bottom of the mail you received. If your reason is other than we are going to inform you step by step on how to delete your Kissht Account.

How to Delete Kissht Account

How to Delete Kissht Account?

Currently, you are only able to send an email to customer support and request them to delete your Kissht account. Please follow the steps below to delete your Kissht account.

To delete your Kissht account through email:

    • At the first step, you have to open your email account which is registered with the website.
    • After that, you are able to compose an email and enter the email address
    • On Subject, you need to type “REQUEST TO DELETE MY ACCOUNT”
    • Next, you have to write an email regarding deleting your Kissht account and also write your honest reason regarding deleting your Kissht account. After you send the mail to the support team, please wait for at least 48 hours for the support team to respond.

There are many registered users who still want to delete their Kissht Account permanently or temporarily due to one reason or the other. It may be the issue of fraud, or that the user does not want to be online again.

Well, that is a way to delete Kissht account. Keep reading the next paragraph to find out other information related to Kissht.

The Features of Kissht

In this paragraph, we are going to share some features of Kissht.

Here are some features of Kissht:

    • Debit-card EMI solution
    • EMI-based loan,
    • credit-card EMI solutions.
    • credit bureaus
    • Aadhar
    • Free loan

How Kissht Can Use Your Information?

The purpose of collecting information provided by you is:

    • To verify your identity.
    • To complete your Video KYC.
    • To monitor and improve the Platform.
    • To provide service, for example: perform credit profiling for the purpose of facilitating loans to you.
    • To design and offer customized products and services offered by their third-party financial partners.
    • To analyze how the platform is utilized, diagnose service or technical issues and maintain security.
    • To send communications notifications, information about the products or services requested by you or process queries and applications which you have made on the platform.
    • To manage relationships with you and also inform you regarding other products or services.
    • To conduct data analysis for improving the Services or products provided to you.
    • To use the user information to comply with country laws and regulations.
    • To conduct KYC for their third-party lending partners based on the information shared by the user.
    • To use the user information in other methods permitted by the law to enable you for taking financial services from their lending partners.

They are going to use and retain the information for such periods as necessary to provide you the Services on the platform, to comply with their legal obligations, to solve disputes, and enforce their agreements.

When You share Information with Kissht

You are able to review and edit your personal information at any time by logging in to your Kissht account on the site or by contacting the Kissht support team. If you select to close your Kissht account, then your personally identifiable information will not be used by them for any further purposes, or shared with third parties, except as necessary to prevent fraud and help law enforcement, as required by the law or in accordance with this Privacy Policy.

All other information will be treated as non-confidential and non-proprietary. Kissht will be under no obligation of any type with respect to such information and will be free to reproduce, use, and distribute the information to others without limitation. Aside from that, Kissht will be free to use any ideas, concepts, or techniques contained in such information for any purpose, but not limited to, developing or marketing services incorporating such information.

There is no legal obligation to destroy the data from the server after you close the account or non-usage of their services. Securely, the data will be retained on their server and will help Kissht:

    • To obey legal duties and requirements; statutory or regulatory.
    • To avoid liability via spoliation, the improper destruction or alteration of documents in a litigation situation.
    • To support or oppose a position in investigation or litigation.
    • To protect from unnecessary fee and time during discovery.
    • To maintain control over discovery and e-discovery.
    • To keep documents confidential and also avoid leakage to the attackers or competitors.

They do not retain your personal data for longer than required. For any other information, they may entertain your request for deletion, but you may not be able to use their services at all after such deletion.

Information sharing with 3rd Parties

They do not sell or misuse your data and they ensure that your data is protected from being accessed by unrelated 3rd parties. We do not share your personal identifiable information and Government IDs with these parties. However, we may get into a data-sharing agreement with the third party to enrich the offerings, provide loan services and repayment services. They work with 3rd-party service providers to execute many functionalities of the App and they are able to share your information with such service providers to help them provide the App.

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