Apparently, there are many Cash Advance apps, but not all work with Cash App. If you are looking for Cash Advance apps that work with Cash App, you are in the right place to get the complete answer. Please read this article to find out the complete details of the Cash Advance apps that work with Cash App.
Cash Advance Apps That Work with Cash App
Here are some Cash Advance apps that work with Cash App:
1. Dave
Dave offers the largest cash advance up to $500 through the ExtraCash feature. Also, all new members receive a Dave Spending Account that will allow them the ability to receive the funds instantly for a small fee.
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- Amount: Up to $500
- Processing Time: One to three business days, or instantly if you choose to pay an express fee.
- Repayment: By default, it is the day your next paycheck arrives, but you are able to change the date.
- Fees: Dave charges a $1 subscription fee which is paid monthly. Also, the users are able to leave an optional tip. If you choose instant cash, you are going to pay an express fee of 99 cents to $6.99 for Dave Spending Account and $2.99 to $11.99 for external transfers.
2. Earnin
Earnin is a payday advance app which has a unique lending system. Its app will track the number of hours you have worked and allows you to access your money according to your earnings. Also, the app has a notification feature which alerts you in case your bank balance is low.
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- Amount: $100 to $500
- Processing Time: Usually, the processing time is one to two business days. However, you are able to get your money instantly if you choose Earnin’s Lighting Speed.
- Repayment: At your next payday
- Fees: Earnin utilizes a voluntary tipping model up to $14. If you want to get the overdraft protection feature, you have to set a recurring tip. But if no overdraft protection is required, the tip will be set to $0.
3. Empower
Empower will give you cash advances of up to $250. Moreover, you are able to use the Empower card to get up to 10% cash back on purchases at specific merchants. Also, the card offers free transactions at 37,000 ATMs across the country. In addition, the empower cardholders get their paychecks up to two days early.
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- Amount: Up to $250
- Processing Time: Instant
- Repayment: At your next paycheck
- Fees: Empower charges $8 subscription fee. However, there is no interest or late fees.
4. Brigit
Brigit offers you to borrow $250 the same day you apply for it, provided your application is submitted before 10 a.m. EST. But you have to use the company’s monthly paid plan to access this feature.
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- Amount: Up to $250
- Processing Time: You are going to get your loan the same day if you apply before 10 a.m. EST. Otherwise, the money is deposited into your account the next day. If you have a connected debit card, instant cash might be available.
- Repayment: The application sets the repayment date as per your income schedule. Also, you are able to reschedule this once if you have paid two advances back on time.
- Fees: The Plus paid plan costs 9.99/month.
5. PayActiv
PayActiv is more than only an app which allows you to borrow money. In fact, it also allows you to pay your bills and get discounts on certain department store purchases and prescription drugs. Please check the stores associated with PayActiv and redeem your discounts directly in the app. For instance, you are able to get 10 cents off per gallon with Murphy USA. This app allows you to see what you have earned and also allows you to access it when you require it. Plus, you are able to pay your bills through the app directly. Aside from that, this app lets you book Uber rides via your earned wages.
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- Amount: A set percentage of what you obtain
- Processing Time: Transfers to the PayActiv card are instant, and transfers to other debit cards will take 48 hours. Card transfers can be made instantly for a $1.99 fee.
- Repayment: Not required since you are getting paid for what you have already earned.
- Fees: If you direct deposit your paycheck into your PayActiv card, PayActiv is free. If you don’t, there is a $1 per day fee for each day you use the cash access, card load and bill pay. If you select cash pick up at a Walmart store or if you are using instant deposit to another card, you are going to pay a $1.99 processing fee.
6. MoneyLion
Besides offering you a loan, MoneyLion has lots of other features, such as financial tracking and investment accounts.
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- Amount: $50 to $250. You are able to access larger loan amounts if you have a RoarMoney account or become a Credit Builder Plus member.
- Processing Time: If you have a RoarMoney account, you are going to get your loan in 24 to 48 hours. And, if you select to have the money deposited to an external account, it takes three to five days. Also, you are able to choose to have your money in minutes to within some hours by paying a Turbo Fee.
- Repayment: On your next payday.
- Fees: You are able to pay an optional tip. Plus, there is a $3.99 fee for instant delivery if you are an account holder and $4.99 if not.
7. Albert
Albert offers instant cash advances, auto repayment and there is never a late fee.
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- Amount: Up to $250
- Processing Time: Instantly that can incur a fee or within two to three days for free
- Repayment: On your next payday
- Fees: No fees to advance cash instantly.
8. Vola
When you are looking to borrow money with a loan app, Vola stands out as it offers same-day cash advances of up to $300 with no credit check. Also, it supports over 6,000 credit unions and banks.
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- Amount: Up to $300
- Processing Time: Within five hours
- Repayment: Manually or automatically on the due date
- Fees: Subscription fee of $2.99 to $28.99
AUTHOR BIO
On my daily job, I am a software engineer, programmer & computer technician. My passion is assembling PC hardware, studying Operating System and all things related to computers technology. I also love to make short films for YouTube as a producer. More at about me…
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